PM Awas Yojana Urban 2.0 Online Registration for Urban Areas: Apply Now for PMAY 2.0 | Eligibility & Required Documents

PM Awas Yojana (PMAY) Overview:

The Prime Minister’s Awas Yojana (PMAY) is a significant initiative by the Government of India aimed at providing affordable housing to the urban and rural poor. Launched in 2015, PMAY’s primary goal is to ensure “housing for all” by 2022, especially for low-income groups and economically weaker sections of society. With its urban component, the scheme enables urban dwellers to own a house with financial support from the government.

Required Documents for PMAY Urban Online Registration:

To apply for PM Awas Yojana Urban (PMAY-U 2.0), ensure you have the following documents:

• Aadhaar Card details (Aadhaar number, name as per Aadhaar, date of birth)

• PAN Card of the applicant

• Active Bank Account details (linked to Aadhaar, including account number, bank name, branch, and IFSC code)

• Income Proof (PDF file not exceeding 100KB)

• Land Documents (only if applying under Beneficiary Led Construction [BLC] component, PDF size must be below 1MB)

• Loan Application (if applying for an interest subsidy)

• Passport-sized Photograph

Eligibility for PM Awas Yojana Urban (PMAY-U):

• EWS (Economically Weaker Sections): Annual income up to ₹3 lakh

• LIG (Lower Income Group): Annual income up to ₹6 lakh

• MIG (Middle Income Group): Annual income up to ₹9 lakh

• Urban Residency: Applicant must be a resident of urban areas

• No Prior Ownership: Applicant should not own a permanent house

• No Benefit from Previous Government Housing Schemes: Must not have availed benefits from other government housing programs

• Land Ownership (BLC applicants): Must have land to construct the house on

PM Awas Yojana Urban Online Application Process:

Follow these steps for easy online registration:

1. Search and Visit Official Website:
   Go to Google and search for PM Awas Urban 2.0. Click on “Apply for PMAY-U 2.0” or visit the official portal directly.

2. Proceed and Choose State:
   Once the page opens, click on Click to Proceed. Select your state from the dropdown list and enter your annual income details.

3. Beneficiary Led Construction (BLC) Option:
   Choose Beneficiary Led Construction (BLC) as the scheme option, and click Eligibility Check.

4. Aadhaar Details and OTP Verification:
   Enter your Aadhaar number and name as per Aadhaar. Click on Generate OTP, enter the OTP sent to your linked mobile number, and click Submit.

5. Fill the Form:
   The registration form will appear in five sections:

   • Column 1: Personal Details (Aadhaar details, PAN card number, date of birth, contact information, family details, and scheme benefits received, if any).

   • Column 2: Add Family Members (Provide Aadhaar details for each member).

   • Column 3: Upload Income Proof (ensure file size is under 100KB) and housing details (whether rented or owned).

   • Column 4: Enter residential and construction location details. Upload land documents (if applicable) in PDF format (size up to 1MB).

   • Column 5: Provide bank account details (account number, IFSC code). Click Final Save to submit.

6. Submit and Wait for Verification:
   After submitting, your application will be verified by the concerned authorities. If approved, your name will appear on the PMAY list, and you will receive the first installment of ₹1,20,000 in your bank account.

Financial Assistance under PM Awas Yojana Urban:

Under PMAY Urban (PMAY-U 2.0), the government offers ₹2.5 lakh financial assistance to eligible beneficiaries in three installments:

1. First Installment (40% – ₹1 Lakh): Provided after the foundation and wall construction begins.

2. Second Installment (40% – ₹1 Lakh): Provided when the roof is constructed and the house is in the mid-stage.

3. Third Installment (20% – ₹50,000): Provided after the house is fully completed and ready for occupation.

PM Awas Yojana Key Features:

• Affordable Housing: Ensures every eligible urban household has access to affordable, permanent housing.

• Financial Support: Beneficiaries receive up to ₹2.5 lakh in assistance, disbursed in stages based on construction progress.

• Eligibility: Targeted at low-income, economically weaker sections, and first-time homebuyers.

• Government Assistance: Full financial support from the central government, no cost to the applicant for registration.

Conclusion:

PM Awas Yojana Urban (PMAY-U 2.0) is a great initiative to provide affordable housing to the urban poor, helping families fulfill their dream of owning a home. The online registration process is simple, and once you meet the eligibility criteria and submit the required documents, you can apply for financial assistance under this scheme. Apply today and take the first step toward homeownership!